The 5-Step Wealth Optimization Process

Five steps to optimize the management of your wealth.

The 5-Step Wealth Optimization Process

Five steps to optimize the management of your wealth.

Step 1: Portfolio Audit

Understand the inner-workings of your portfolio.

The first step, portfolio audit, creates an in-depth analysis of your portfolio called the Portfolio X-Ray.

The Portfolio X-Ray looks at your portfolio's expense ratios, diversification, asset allocation, and other fees to identify its strengths and weaknesses.

By understanding what is working and what is not, our team can begin to create a plan that better reaches your goals.

Step 1: Portfolio Audit

Reduced Expense Ratios


Low-Cost Advisory Fee


Minimized Trading Costs


Optimized Asset Location & Allocation


Optimized Portfolio Yield


Optimized Portfolio Diversification

Step 1: Portfolio Audit

Understand the inner-workings of your portfolio.

The first step, portfolio audit, creates an in-depth analysis of your portfolio called the Portfolio X-Ray.

The Portfolio X-Ray looks at your portfolio's expense ratios, diversification, asset allocation, and other fees to identify its strengths and weaknesses.

By understanding what is working and what is not, our team can begin to create a plan that better reaches your goals.

Step 1: Portfolio Audit

Reduced Expense Ratios


Low-Cost Advisory Fee


Minimized Trading Costs


Optimized Asset Location & Allocation


Optimized Portfolio Yield


Optimized Portfolio Diversification

Step 2: Investment Management

A custom-built portfolio based on your goals.

The second step, investment management, focuses on creating a custom portfolio based on your goals.

Based on the Portfolio X-Ray, our team combines the strengths of your current portfolio with our 8-Quadrant Investment Approach to create a custom portfolio equipped to meet your financial objectives.

Step 2: Investment Management

Custom-Built Portfolios


4-Quadrant Equity Approach


4-Quadrant Fixed Income Approach


Custom Infrastructure Investments


Alternative Investments


Direct Indexing

Step 2: Investment Management

A custom-built portfolio based on your goals.

The second step, investment management, focuses on creating a custom portfolio based on your goals.

Based on the Portfolio X-Ray, our team combines the strengths of your current portfolio with our 8-Quadrant Investment Approach to create a custom portfolio equipped to meet your financial objectives.

Step 2: Investment Management

Custom-Built Portfolios


4-Quadrant Equity Approach


4-Quadrant Fixed Income Approach


Custom Infrastructure Investments


Alternative Investments


Direct Indexing

Step 3: Tax Planning & Preparation

A tax plan built on tax efficiency.

The third step, tax planning and preparation, optimizes your portfolio's tax strategy to maximize tax efficiency and your after-tax return.

Our team creates a tax strategy to reduce the effect taxes have on your portfolio by using a combination of tax-efficient securities, gain realization strategies, and withdrawal strategies.

Step 3: Tax Planning & Preparation

Tax Return X-Ray


Tax Analysis & Minimization


Tax-Loss Harvesting


Tax Reporting Package


Intelligent Withdrawal Sourcing


Partnership for Tax Preparation

Step 3: Tax Planning & Preparation

A tax plan built on tax efficiency.

The third step, tax planning and preparation, optimizes your portfolio's tax strategy to maximize tax efficiency and your after-tax return.

Our team creates a tax strategy to reduce the effect taxes have on your portfolio by using a combination of tax-efficient securities, gain realization strategies, and withdrawal strategies.

Step 3: Tax Planning & Preparation

Tax Return X-Ray


Tax Analysis & Minimization


Tax-Loss Harvesting


Tax Reporting Package


Intelligent Withdrawal Sourcing


Partnership for Tax Preparation

Step 4: Advanced Financial Planning

Financial planning for every area of your life.

The fourth step, advanced financial planning, builds custom financial plans aimed at achieving your financial goals.

Our team works with you to create financial, retirement, estate, education, and charitable giving plans that benefit you, your wealth, and your family.

Clients work with their advisors to set up their eMoney Wealth Management System (WMS), a tool that allows investors to view all of their financial assets, accounts, and documents in one place.

Step 4: Advanced Financial Planning

Financial Planning


Estate Planning


Insurance Planning


Education & Charitable Giving Planning


Synthetic Pension Creation


Wealth Management System (WMS)

Step 4: Advanced Financial Planning

Financial planning for every area of your life.

The fourth step, advanced financial planning, builds custom financial plans aimed at achieving your financial goals.

Our team works with you to create financial, retirement, estate, education, and charitable giving plans that benefit you, your wealth, and your family.

Clients work with their advisors to set up their eMoney Wealth Management System (WMS), a tool that allows investors to view all of their financial assets, accounts, and documents in one place.

Step 4: Advanced Financial Planning

Financial Planning


Estate Planning


Insurance Planning


Education & Charitable Giving Planning


Synthetic Pension Creation


Wealth Management System (WMS)

Step 5: Private Banking & Reporting Services

One team dedicated to you and your financial goals

The fifth step, private banking and reporting services, works with your team to oversee, report on, and service your portfolio and accounts.

Our team works with you and your outside advisors to coordinate your financial plan.

Clients can access the Chicago Partners Portal, low-cost lending solutions, and custom portfolio reports.

Step 5: Private Banking & Reporting Services

Family Office-Style Custom Reporting


Access to Low-Cost Lending 


Asset Transfers & Account Oversight


Coordination with Outside Advisors


Quarterly Interactive Calls


Chicago Partners Portal & App

Step 5: Private Banking & Reporting Services

One team dedicated to you and your financial goals

The fifth step, private banking and reporting services, works with your team to oversee, report on, and service your portfolio and accounts.

Our team works with you and your outside advisors to coordinate your financial plan.

Clients can access the Chicago Partners Portal, low-cost lending solutions, and custom portfolio reports.

Step 5: Private Banking & Reporting Services

Family Office-Style Custom Reporting


Access to Low-Cost Lending 


Asset Transfers & Account Oversight


Coordination with Outside Advisors


Quarterly Interactive Calls


Chicago Partners Portal & App